Information Last Updated: 01/26/2012

Welcome to MDAnderson.US

Premier financial services for all discriminating Arizona (and U.S.) residents since 1986!

"IF YOU DON'T KNOW WHERE YOU'RE GOING, ANY ROAD WILL GET YOU THERE!"

(Quote by Lewis Carroll)

HERE ARE OUR MULTIPLE PROFESSIONAL FINANCIAL SERVICES:

         Site Key               (Use these handy site links to be sure you get on the RIGHT road!)

AZCLDP: Arizona Certified Legal Document Preparer

     Let M.D. prepare the proper estate planning legal documents for you and your Arizona estate to avoid delays, public records, expenses, and problems prevalent in estates that are not planned, outdated or out of state estate legal documents, or worse -- having no documents at all!   With the economy being a challenge, that last thing you want to do is leave your spouse, children or other loved ones destitute with a "bad" estate plan.

      M.D. has prepared hundreds of Arizona estate plans, mostly living trusts, over the past 20+ years as document preparer. Price is no guarantee of quality in legal documents, but one thing is sure -- M.D.'s pricing is fair and honest and his work is top notch. Don't let the "bargain" pricing throw you. It is very true that you get what you pay for in goods and services as a general rule. "Cheap" legal documents in Arizona are most often - improper, the wrong forms, or worse, a ploy to learn more about your assets so the salesman can try to sell you a high priced annuity! (The Arizona Attorney General is aware of this ploy they use by drafting legal documents just to get in YOUR front door).  The AG office has more details on how this recent development increases the need to do business with a quality firm and AZCLDP in good standing, that is supervised by a committed under the Arizona Supreme Court.

Arizona's Premier Non- Lawyer Prepared Living Trust Portfolio

      You can buy a cheap trust here in Arizona. Some lawyers will discount the price, others are fairly reasonable priced. And a few, overcharge for work that just isn't good. A few great lawyers charge a lot but deliver "valid" documents that actually protect you from probate, bad advisors, investment loss's, lawsuits, inherited IRA surprises, high taxes, unknown future estate planning laws, etc. 

     Though we are not a law firm, serving as a corporate AZCLDP firm, we deliver a quality portfolio few firms (law firm or not) can duplicate at a fair price. www.ArizonaLivingTrust.info gives you all the pro's and con's in whether using a lawyer or an AZCLDP is right for you. And plenty of free information and outside links so you can actually find and read "CURRENT" information that applies now, not old copy from 5 years ago! See why so many chose our firm to prepare these important legal documents.

Arizona's (and U.S.) Popular Inherited (Beneficial) IRA Information Site

       It is isn't much fun to be forced to remember that the IRS has a lien on your IRA, 401(k), 403(b), SEP, Pension, or other qualified funds accounts.  This information site will give you a chance to protect against that lien being "exercised" upon your death or the death of a parent or grandparent who has left you as the heir to their large IRA type account. 

      401-(K) Account owners born before 1936 NOW DECEASED, may be eligible for IRS approved 10 year averaging if they do cash the money in, but often, no one tells them in time.  Others leave IRA money to their living trust and the surviving heirs are often told by advisors that they will have to withdraw and pay the taxes on the funds soon after the death. Equally bad (and wrong) others are told they will have to get an expensive IRS "Private Letter Ruling" BEFORE the custodian will allow a resetting of the RMD's (Required Minimum Distributions) into the often younger ages of the trust beneficiaries. Many times, no options are given at all. Heirs are told they have to pay taxes on the funds in order to get them in their name. ALL of these situations are the greatest areas of malpractice going on in the inherited qualified funds advisory field today!  Don't be a victim of bad advisors, or allow your heirs to end up in our self proclaimed "Inherited IRA Hell".   SAVE YOURSELF OR YOUR HEIRS NOW!                                    

Arizona's Most Comprehensive Free Estate Settlement Information Site by One Advisor

     You can take your estate settlement needs to a lawyer and he or she will farm out all of the tax work most likely to a local accounting firm, bring in insurance and investment specialists for those areas of expertise they usually have little training or experience in, as well as connect with a Realtor® you may not know to refer the home, business or investment property out for the real estate listing.

      For this, you may get the privilege of paying the full firm's billing rate as high as $400 per hour!  Or you can check out MD's estate services packaged so you can have one advisor and save thousands of dollars in settlement fees. No, he can't give legal advice, but he is well connected to give a referral to a lawyer should that need arise.

      Here, M.D. "gives back" for those wanting to try and settle an Arizona estate by themselves. The most comprehensive free information on the internet for Arizona residents awaits you. Use M.D. as you need him to fill in the gaps while YOU do the work on your own as estate manager.

Arizona Life, Health, Long Term Care and Annuity Insurance Broker

     There are thousands of insurance agents in Arizona.  Many are experts in their field. Others are not.  To be sure you get honest advice from a trusted advisor with an impeccable record -- there is one clear choice.  Let M.D. Anderson serve your life, health insurance needs. As well as help you shop for "safe" annuity contracts from top rated carriers.

     As a broker for his Arizona insurance brokerage firm - Financial Strategies, Inc., he can shop for the best programs and rates, and the highest monthly income products for those retiring and wanting guaranteed monthly income.  Additionally, new tax laws now allow larger Roth IRA conversions. M.D. can consult with you on the value of converting taxable IRA income into lifetime tax-free income. 

     M.D. is an expert consultant on large IRA accounts you may desire to leave as "inherited IRA" or "beneficiary IRA" accounts for your loved ones.  Even if it is payable to a trust, he is the ADVISOR you should consult with so EVERYTHING is set up correctly.    (Note: We are also licensed in other states)

Is Your Current Life Insurance Company Still in Good Standing?  Or Your Annuity Insurance Company?  Better Take A Look...

      One could pretend the financial world has not changed since the crash of 2008. Many politicians are doing just that. Yet, the fact remains that the country has experienced a drop in our credit worthiness by an internationally famous rating company that makes the reversal of damages even harder. Worse, few know that almost every major insurance company domiciled in the U.S. also experienced a drop in their ratings due to this event! You can "inspect" what you "expect" from your current life insurance or annuity company or companies. IN FACT, YOU BETTER INSPECT THEIR RATINGS NOW, or possibly face financial disaster if you depend on them to pay a big death benefit upon your death, or to pay you monthly retirement income (or keep paying it if now retired) when you retire. There is a way to find ALL the information you need to re-access your insurance carrier or carriers. If you find they are risky with lowered ratings, our firm has a rescue program for you. Life insurance companies are one of the safest investment savings vehicles on the planet. But, you still need to monitor the "safety" level of your carriers during this continued financial downturn we are in. Let us help you do that.

Professional Tax Advisory and Preparation for Individuals and Estates - at reasonable fees!

      Professional tax consulting, advisory and preparation for estate and individuals is our specialty tax practice. For individuals, we specialize in self employed individuals who file IRS schedule "C". For estates, we assist and file IRS Form 1041 for trusts and estates that are required to file. As an IRS approved ERO, (Electronic Return Originator) corporate firm, fast submission and refunds are possible when electronic deposits are authorized for deposit into your bank account. We also keep you up to date on the filing and refund process so you know exactly what day your refund will be deposited into your bank account!  (for those who get refunds)

       Practicing as an accounting firm since 1988, let Financial Strategies, Inc. take the worry out of filing your 2012 income taxes. And, if you are concerned about past returns filed by other firms, bring or submit them to us for a FREE audit!  Distance doesn't matter either. We do tax consulting and preparation throughout the United States as well as for U.S. citizens living in foreign countries. Lastly, don't let price stop you. If you are organized, our fees are very similar to name brand tax firms and many times, our clients report we charged them less!

Our "Free Will Offering" is Like Finding $90 Cash on the Street!

     Where there's a Will, there's a way. Well, it's true that most Americans don't have a trust or even a Last Will & Testament. But, they should! If you are not a current client of our firm, and ARE an Arizona resident, we have a free $90 gift for you for a limited time. You can get a free Last Will & Testament from us with no strings attached! Learn more on this important first step in estate planning and take care of minor children needs, your pets, and many other situations that could arise during an untimely death. Much more information is available on our "Free Will Offering" website to also learn on how to protect you and your family against untimely disability situations as well.

Note: The website is geared toward  a "younger" audience, but don't let that throw you if you are perhaps - middle age or older? 

Just don't delay as this offer is temporary.

So, Why Use M.D. Anderson

Over Other Advisors? 

He is a smart, professional Arizona based advisor offering the very best in high quality Estate Planning Legal Documents. His 36 years of insurance knowledge and experience exceeds most other advisors still active. His Estate Settlement Consultations help save thousands of dollars normally otherwise paid to high priced law firm estate settlement services. Especially since "most" of the steps are given away for free on his website. He is also an expert adviser for discussing your investment strategies in laddered annuities, guaranteed income annuities, retirement income planning, as well as locating and consulting on investment real estate decisions.

Also, he can help you if you inherit a large IRA, since he is also a practicing accountant and tax consultant since 1988 here in Arizona!  Don't let some un-informed advisor cost you the immediate tax bill on a larger Inherited IRA account. Mr. Anderson can consult with you and show you how to stretch the IRS payments for decades!  

NEW!  If you are concerned about the economy and where we might be heading, M.D. is also a "hard asset" and "precious metals" consultant, associated with a reputable Iowa financial planning firm that helps financial planners throughout the country assist their clients in education and execution of trade purchases of "metals" in both bullion or coin form.

ALL financial advisory is filtered through a tax "screen" to be sure it is equitable "after taxes".  Few advisors practice and master five (5) financial occupations and master each of those areas.  Mr. Anderson may be the only Arizona advisor who has done so!  His client's testimonials are rave reviews beckoning for you too to experience the very best in Arizona financial advisory. Experience M.D. today!

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